Newlights · Est. New York 1998
Protection that keeps pace with your portfolio and your life.
We insure individual investors, financial firms, families, and businesses across all 50 states — with the underwriting depth of a global carrier and the attention of a private advisor.
What we cover
Every line of insurance, written under one roof.
From a first apartment to a multi-billion-dollar fund, Newlights writes coverage that adapts to your life and risk profile.
Individuals & Families
Life, health, auto, home, and umbrella coverage tailored to where you are in life.
ExploreFinancial Firms
E&O, D&O, cyber, and fidelity bonds for RIAs, hedge funds, and broker-dealers.
ExploreBusiness & Commercial
General liability, property, workers' comp, and industry-specific lines.
ExploreInvestment Insurance
Portfolio protection above SIPC — custodial failure, advisor errors, and fraud.
ExploreStock Market Insurance
Equity drawdown protection on insured stock positions, RSUs, and ETF baskets.
ExploreCryptocurrency Insurance
Hot & cold wallet, exchange insolvency, and smart-contract exploit coverage.
ExploreWho we serve
Three audiences, one standard of care.
Why Newlights
A firm built around the policyholder.
We pair seasoned U.S. underwriters with dedicated client advisors — so quotes are precise, claims are personal, and your coverage is reviewed every year against the world you actually live in.
- A dedicated advisor for every account — never a call center loop.
- 24/7 claims intake with a U.S.-based adjuster assigned in under 2 hours.
- Annual coverage reviews with proactive recommendations.
- Multi-line discounts when you bundle personal and business lines.
From our policyholders
Trusted by families and firms across America.
"Our family office runs lean. Newlights' E&O team feels like an extension of our risk committee."
David L., Family Office CIO, Boston
"I switched my home, auto, and umbrella in one afternoon and dropped my premium 14%."
Priya R., Investor, Austin
"When a client lawsuit hit, our adjuster was on the phone the same morning. That's the bar."
Helena T., Broker-Dealer COO, Chicago
Ready when you are